If you are struggling to pay your credit card bills, mortgage payments and other monthly expenses, you are not alone. Many people in Macon are also experiencing financial problems that interfere with their ability to make timely payments to their creditors. As burdensome and embarrassing as it can be for you to have credit card debt, your emotions may be preventing you from developing healthy financial habits. If you are currently working and earning income, you may be able to catch up on your payments. If not, there may be other options available.
Residents of Georgia who face a debt cycle that has become insurmountable often fret about their options. While bankruptcy is well known as a last resort, many do not understand it fully, leading them to attempt credit solutions that don't necessarily help to stop the cycle because they only consolidate debt. The fact is, when it comes to actual relief from your debts, bankruptcy is the only legal measure that operates consistently, with clear and transparent expectations.