Representing Clients Throughout the State of Georgia
Are you struggling with debt? Are creditors harassing you and making threats of foreclosure, garnishment, repossession and other legal actions? Filing for bankruptcy stops creditors from taking legal action against you and from even contacting you at all.
At Dozier Law, we provide experienced Chapter 7 and Chapter 13 bankruptcy representation to clients from the Macon area and throughout central Georgia. Take action today to stop creditors and get started on the road to debt relief.
Contact us today online or by telephone at 888-239-2129 to speak with an experienced Macon bankruptcy attorney. We represent clients throughout central Georgia, including military members stationed at Robins Air Force Base (RAFB), including civil servants.
Debt Relief Options
Whatever debt situation you are in, our attorneys can help you explore all of the legal options available to you. We also provide consumer protection services to people exposed to unscrupulous debt collection activities.
The two bankruptcy options for consumers facing debt problems are:
Chapter 7 Bankruptcy
Chapter 7 bankruptcy offers a clean financial slate for those who qualify. Chapter 7 wipes out existing unsecured debt such as credit card and medical bills, while stopping creditor actions such as wage garnishment and bank account levies.
Chapter 7 is also known as liquidation, because it liquidates assets in order to pay off creditors. However, most people who file for Chapter 7 do not own any qualifying assets, therefore stand to lose no assets by filing.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy is also known as the wage earner's plan, because it gives people who earn a steady income the chance to pay down debt over a three- to five-year period. Under Chapter 13, you will either pay all of your existing debt or a portion of your debt by making monthly payments to a bankruptcy trustee. Chapter 13 bankruptcy is an option for people who do not qualify for Chapter 7. It is also beneficial to people who need debt relief and protection from creditors, but own houses, cars and other items they wish to keep.
Contact Us · Warner Robins Consumer Debt Relief Attorney
Are you struggling with debt and looking for a way out? We can help. Contact us today online or by telephone at 888-239-2129 to speak with an experienced Macon bankruptcy lawyer.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.